Congratulations!

Thank you for allowing us the opportunity to care for you during your pregnancy!

Please notify your insurance company regarding your pregnancy and pre-register your expected newborn as soon as possible.  Once the child is born, they must be added to a parent or guardian’s policy as a covered dependent.  All services provided to the newborn including circumcisions will be billed under the baby’s specific identification number.

Obstetrical Services

Medical services provided by CareNet Medical Group will be billed at the end of your pregnancy.  These services include:

  • All routine pre-natal appointments, including medical history or physical exams.

  • Labor and delivery fees

  • Evaluation of the newborn baby

  • Hospital visits after delivery

  • Post-Partum Visits: 1 week post cesarean delivery & 6 weeks post-partum.

Radiological Services and Other Testing

Radiological services such as ultrasound exams and other tests such as Non-stress tests are billed by CareNet Medical Group during your pregnancy.

Services Provided at the Hospital During Pregnancy

Services provided by our doctors at the hospital for any pregnancy reason will be billed separately at the time of visit.

Laboratory Services

Any laboratory work performed by an outside laboratory will be billed by that company.

Disability

If you are applying for disability under New York State, FMLA or the Paid Family Leave Act (PFL), please contact Sandy in our billing office at 518-381-1121 Ext 284.

Medicaid

Your maternity care is covered in full.

If you would like to discuss any more information and benefits about your pregnancy or have questions, please contact our Business Office at 518-381-1121 Ext 303.

Changes in Insurance Coverage

We kindly ask you to contact us as soon as possible so we can update our records and bill your services to the correct insurance company.

Disability Questions and Answers

Many patients have Disability Benefits available through their employer.  Check with your Human Resource Department now to see what benefits are available to you.

You’ll need to obtain a disability form from your employer.  This form has 2 – 3 parts to it.  Page 1 is for you to complete in full and sign. Disability forms are completed in the Schenectady office.  Forms may be mailed or dropped off to the attention of the Disability Coordinator.  The Disability Coordinator will then complete the Physician’s section of the form.  You may pick up your completed form or it can mailed to your home at your request.

THESE ARE SOME OF THE MORE COMMONLY ASKED QUESTIONS:

When am I eligible for Disability?

 With an uncomplicated pregnancy your disability period can begin 2 weeks prior to your due date.  It continues for 6 weeks after a vaginal delivery or 8 weeks after a cesarean section.  Many women choose to work up to the time of delivery.  In this situation, complete and sign section 1 of the disability form, leaving blank the “I became disabled on…” line.  Forward the form to our Disability Coordinator, with a note stating your intention to continue working.  The form will be processed with the start date blank.  On the day you stop working call the Disability Coordinator at (518) 381-1121, give the date you stopped working and the form will be completed and forwarded to your employer.

When should I drop off my disability form?

The disability form itself is completed by our Disability Coordinator no earlier than the day before your disability begins.  Complete your section and drop off the form about 1 week before your disability begins.  The form will then be completed.

What if my employer wants me to turn in the form a month or more before my due date?

Many employers ask for a medical statement advising the anticipated date that you will be stopping work and the anticipated date you will return to work.  This is not a disability statement.  If your employer requires this information, as your doctor or Midwife to complete an “Out of Work/Return to Work” form at your next visit.  The dates indicated on this form will be estimates, based on general medical guidelines.  The dates on your disability form must be ACTUAL dates, not estimates, which is why it cannot be completed and sent out prior to the actual date you stopped working.

What about complications?

When medial complications cause you to stop working at any point during your pregnancy and you are unable to work for a period longer than 7 consecutive DAYS YOU ARE ELIGIBLE FOR DISABILITY BENEFITS.  As soon as possible obtain a disability form from your employer and forward it to our disability coordinator, along with a note indicating your last day worked and why you stopped working.  Our Coordinator will contact you and your doctor or, midwife to complete the form.

What other paperwork is involved?

Almost every Disability Insurance Carrier has a “Follow-Up” form.  This form will be mailed to you.  It is your responsibility to complete the section pertaining to you and sign it, authorizing CareNet to furnish additional information about you.  Forward this form to our Disability Coordinator as soon as possible.  Your continuing to receive Disability payments is contingent upon the carrier receiving this form quickly.

What can I do to expedite the process?

There are 6 basic questions that the Disability Carrier needs answered.  These are:

  1. Date of last day worked

  2. Estimated due date

  3. Delivery date (if you’ve delivered)

  4. Type of delivery

  5. Anticipated return to work dates (estimated to be 6 – 8 weeks from your due date)

  6. Actual return to work date (computed as 6 or 8 weeks from your delivery date)

Whenever you send a form to the Disability Coordinator, enclose a note indicating the following:

  1. Date of last day worked

  2. Estimated due date

  3. Delivery date

PLEASE NOTE:

This form is meant to answer some commonly asked questions.  For more specific answers you should contact your employer.